Local insurance. Trusted advice. Real relationships.
Hames & Co. is an independent insurance agency in Clarkesville, Georgia, serving Habersham County and North Georgia since 2008. We shop top-rated carriers for your home, auto, farm, business, and life coverage.
Your neighbors on Washington Street
As an independent agency, we work for you, not an insurance company. We compare coverage and price from multiple carriers and explain your options in plain language. And we stay with you long after the policy is written: at renewal, when life changes, and when you need to file a claim.
Personal insurance for North Georgia families
Home, auto, umbrella, collector car, RV, boat, rental property, and life insurance, built around your family and your budget.
Business and farm insurance
General liability, commercial property, commercial auto, workers’ comp, and farm coverage for local businesses and landowners.
What People Are Saying
“I was looking for a less expensive premium with the same or more coverage. I would recommend Hames & Co and already have. Everyone was very professional, knowledgeable and patient with me in answering all of my questions.”
Susan - Home, Auto, and Umbrella Policies
“Hames & Co. ran current rates for home and car and saved me $1300 dollars. Everyone was very professional and prompt in providing quotes. Would definitely recommend getting a quote if you’d like to save some money!”
Chet - Home, Auto, Umbrella, and Workers Comp Policies
“I just moved into the Clarkesville area and needed to find a local agent to handle my insurance needs. I had been a long time (Over 50 years) customer of a major insurer but felt a need to shop the market to get an up to date assessment of my insurance cost profile. I was pleasantly surprised to find that Hames & Co. would do the shopping for me saving me the hassle of contacting multiple insurers and going over the same questions several times just to get quotes that might vary in their coverage in subtle ways. They saved me over $100 a month and provided an auto policy that gave me increased medical coverage, a new Condo owners policy and an umbrella liability policy.”
Gerald - Condo, Auto, and Umbrella Policies
“I’m so glad we got a quote from Hames & Co! Addie did a great job finding the best fit for our home and auto, increasing our coverage and saving us money in the process. One benefit of Hames & Co is the wide variety of companies they can write. The personal service was outstanding. I’d highly recommend.”
Brandy - Home, Auto, Umbrella, and Life Policies
When you call us, a real person answers. Someone who knows your name, your policies, and your community.
Why Hames & Co.
Independent
We represent many top-rated carriers, so we shop your coverage instead of selling one company’s product. If your current policy is the better deal, we’ll tell you.
Local and responsive
Call (706) 776-9010 or stop by our office at 562 Washington St. in Clarkesville. When you have a claim, we’re in your corner.
Easy to manage
Log in to our client portal anytime to view your policies, print ID cards, and request changes, day or night.