Whether you are a weekend camper or a full-timer, we understand the RV’ers special needs and will help you find coverage specifically designed for you.

  • Replacement cost coverage
  • GAP coverage
  • Emergency travel expenses
  • Personal effects
  • 24-hour towing and roadside assistance
  • Coverage for off-road vehicles such as ATVs, snowmobiles and golf carts


“I have been very pleased with the service from Hames & Co. All of my questions are answered promptly. I’m confident that I’m getting the best rates possible!”

-Barry Benfield, Clarkesville, Georgia



Make the most of your time on the water. Our coverage offers protection for boats, personal watercrafts and boat trailers.

  • Loss or damage to watercraft
  • Replacement cost, including the motor
  • Coverage for added equipment and accessories
  • Liability for bodily injury or property damage
  • Personal property protection
  • Emergency service coverage and wreck removal
  • Medical expenses, including guests
  • Coastal water and fuel spill coverage



We have you covered when you are touring America’s highways and byways on two wheels. Our motorcycle coverage includes:

  • Liability
  • Medical payments
  • Uninsured motorist protection
  • Comprehensive and collision
  • Extended coverage for accessories
  • 24-hour towing and roadside assistance

We offer special discounts to members of several motorcycle groups. Check with us for eligibility.