How long could you afford to be without a paycheck?

Do you save any of your annual income? 48% of U.S. families don’t.*

Retirement savings?

One-third of us have none.* 68% of adult Americans have NO savings earmarked for emergencies.*

It happens more often than you’d imagine:

Just over 1 in 4 of today’s 20 year-olds will become disabled before they retire.* Over 37 million Americans are classified as disabled; about 12% of the total population.* More than 50% of those disabled Americans are in their working years, from 18-64.*

Disability prevents people from earning a living:

  • The average group long-term disability claim lasts 34.6 months.*
  • The average individual disability claim lasts 31.6 months.*
  • One in eight workers will be disabled for five years or more during their working careers.*

*Source: Council For Disability Awareness